To avoid overdraft, it is important to anticipate your expenses and regularly monitor your balance.
- Set up SMS alerts or banking notifications to be informed in real time.
- Schedule your automatic debits right after your salary is received.
- Always keep a small reserve in your current account for unexpected events.
- Analyze your statements to spot unnecessary or forgotten expenses.
Example: Gabriel avoided several overdrafts by setting up an alert when his balance dropped below €100.