Automatic savings means setting up a regular transfer to a savings account as soon as you receive your salary.
- Even small amounts (€10 or €20) set aside each month end up making a useful reserve.
- Choose a fixed day for the transfer, ideally just after your income is paid.
- Open a dedicated savings account so you don't touch this money.
Example: Gabriel managed to build up an emergency fund of €1,000 in two years thanks to an automatic transfer of €40 per month.